How to Win the Credit Game

Thanks for following us and welcome to Rich Credit Clubs Industry Insider.

With over 10 years in the financial industry R.C.C and Rich Made have developed an easy to follow formula to high limit lines of credit, so easy with just the information in your purchase you can not only secure up to 100k in credit for yourself, but, turn it into a business, help others, and make 10% on the backend of every client you help. How sweet is that.

Share it with someone else you know that can benefit from the information we share on how our clients that never had credit before where able to secure 100k in credit in less than 6 months.

What is in the book:

1. D.I.Y credit repair guide

2. 100 Dispute Letters

3. 609 Letters

4. Rich Made plan how he secured 100k plus in funding from having no credit

5. Proof of funding

6. Tips on how to take all the money off your cards

7. Credit industry secrets only the experts know

8. Over 110k in primaries. The Biggest primary tradeline list in the industry

9. Rich Credit Club AU Tradeline Companies

10. The system R.C.C uses for credit repair.

11. How to offer credit cards to your clients.

12. And more....

Purchase your copy today and gain the edge on your competition with access to a larger budget. 

For daily industry information subscribe to our blog. https://richcreditclub.blogspot.com/

250k in Funding

Cash may be king, but credit is the beginning to riches. The biggest secret to creating wealth fast is not by working extra hard or winning the lottery. Hi im Rich Made the owner of Rich Credit Club. On a daily bases we help dozens of our clients achieve Great Credit and Secure High Limit Lines of Credit. 

If you could use an additional Quarter Million for personal or investment purposes or you want additional info contact us below.

Credit is Not debt, its Access

250k Today!

Part 1: First Things First – Your Credit Report

Part 1: First Things First – Your Credit Report 

The very first thing you need to do when trying to raise your credit score is to find out what your FICO score is and what it means. Legislation called the FACT ACT was passed that allows all Americans to get one free copy of their credit report every year. This report lists all of the debts you have had and your payment history on those debts.

It will tell you where you owe money, how much you owe, and how you pay (on time, 30 days late, etc.). All of that information is compiled together and then analyzed. 

After the analysis, a number is assigned to you as to what your credit fitness level is. Potential creditors then look at your credit score and decide if you are requesting to borrow.

That’s the short version. Actually, there is much, much more involved in determining your credit score. However, what should be important to you is knowing how to read your credit report and how to raise that score so that you are able to get the things you need. Remember that – the things you NEED, not the things you WANT!

Let’s start with how to get your credit report in the first place. There are three major credit reporting agencies that offer you a free credit report you get each year. They are Experian, TransUnion and Equifax.

Why is it important you get a free credit report from all three agencies? Creditors can pick and choose which credit reporting agency they want to report to. Some will report to all three, but many will not. You may find that what is included on one report is not on another. The reports will have different information because it is a voluntary system, and creditors subscribe to whichever agency they want - - if any at all.

RICH CREDIT CLUB

HOW TO WIN THE CREDIT GAME

Rich Credit Family 

you are in for the 

treat of your life. 

Learn How to Win the Credit Game. Follow us on our Gumroad for updated and new information on credit repair, tradelines and how to secure 100k in credit cards. If you are a credit specialist, credit agent, investor, entrepreneur ect... This is For You. 

Learn the industry insider tricks that will change your mind on how you create wealth, how you acquire funding for your ventures or grow your current business, start a brand new business using O.P.M and get the jump on your competition while they are still bootstrapping it. 

Rich Credit Club 100k credit plan can now be yours along with the D.I.Y credit repair kit, the credit industry's largest primary tradeline list, contacts to our trusted tradeline companies, the best banks to apply to and more.

See you on the inside

Follow us here

I Want This Now

R.C.C 30+ Primary Tradeline List

Are you building credit or have a new credit profile you are looking to build? 

Build your file with R.C.C Primary Tradeline List, the very same we use to build our clients credit with and the largest list in the credit industry.

Primary accounts are the best way to build your file. If you know anything about Authorized Users then you know that after 45 to 60 days they will know longer be active on your file. But primaries are your accounts and they remain on your file.

Download the Rich Credit Club primary database and gain access to over 110K in primary tradelines:

Retail Credit 5k and up

Jewelry Credit 5k

Furniture Credit 12k and up

Credit Building accounts up to 18k

Secure Cards $200 and up

And more…

These are lines that tradeline companies charge thousands of dollars ($$$) for.

For only $14.99 get access to the largest primary tradeline list in the credit industry, Link to direct application pages and never pay high ticket prices for AUs again.

These are legitimate primary trade lines that will report to the bureaus in your name.

You can get approved for every primary on the list and spend less than you would on the best Authorized User you can find. How good would 110K in primaries look on your credit file.

DOWNLOAD YOUR COPY TODAY!

CONTACT US FOR QUESTIONS:

(877) 812-6494 ext. 718

Pandemic Auto Loan relief letter

Need a little relief from your car loan because of the pandemic, send a copy of this to your lien holder.

VIA U.S.P.S. CERTIFIED MAIL/RETURN RECEIPT REQUESTED

[Your Full Name]

[Your Full Street Address]

[Your City, State Zip]

[Your Telephone Number]

[Your Email Address]

[type your loan or account # here]

[Date]

[Name of Auto Loan Company]

[Auto Loan Company’s Street Address]

[Auto Loan Company’s City, State Zip]

Re:    Request for auto loan relief due to COVID-19 (coronavirus) pandemic

To [Name of Auto Loan Company]:

On 3/11/2020, the World Health Organization designated COVID-19 as a pandemic. In a short period, as of 3/27/20 in the US, over 97,110 cases and over 1,481 deaths have been reported.

Please accept this communication as my official request for forbearance on this loan.  I am requesting that you take the next two payments that are due on this loan and move them to the end of my loan term without applying extra interest or penalties to the loan.  I understand that many Auto Finance Companies are doing this and I hope that you are one of them.

 

 

Thank you in advance for your attention to this matter.

 

Sincerely,

 

[Sign here]

 

[Your Full Name]

How to Build Credit on a Budget

when trying to build a positive credit file so you can get a loan, home, high limit credit cards, rent apartment, lower interest or improve your situation, one of the first things you need to do is lower your debt to ratio, this will raise your score on its own. Provided you do not have negative information pulling it down. This tip is for those who are building credit with no negatives and even if you have negative items it will help but will not be as effective.

When you pay your bills, pay a little extra, not much but at least a few dollars more than the minimum payment.

Another tip is to open a secured card at your bank, be sure to ask if they report to all three credit bureaus. If not, no problem keep reading and we got you.

With that said this is our top five picks to build a credit ready file for under $500

Open an account with Kikoff this is one of the easiest primary accounts you will ever open and its free. We are still doing research on the company to see how well it performs. But for a free account that reports to your credit who can argue that. Click the link below and follow the steps, its literally that simple, follow the steps they are very thorough, make your first payment of $1 and you are on your way to building positive payment history.

>>> Start Today <<<

 

Now use your own money $200 to fund your deposit to open a secure card and as a result there are no strict credit requirements. Please note there will be a credit check as part of the card's underwriting process.

You may not be approved for the card if you have an active bankruptcy in the courts.

In very rare situations the issuing Bank may request a copy of your Driver’s License to verify your identity.

Reports to All 3 Bureaus

No Credit Score Approval

Reports 6 times a month

Receive your secured credit card in as little as 2 weeks and quickly

start building positive credit history that will improve your credit score!

>>> Start Today <<<

Next i suggest opening one of everyone's favorite, Cap One secure card. Cap One reports to all three credit bureaus, looks great on your file, and better than applying for another retail card in our opinion that you have to purchase something just to build credit, (that's on the next step) you make the $49 minimum deposit, receive a $200 credit line, you still have access to your money (so you really don't spend anything just your deposit) and in 6 months of seasoning go back to Cap One for a unsecured card. If you made your payments on time and did not max out your card your chances of approval are very high. Remember to keep your spending under 30% (we suggest under 10%).

>>> CAP ONE <<<

 

Now you want to open ONE OF EACH of our favorite cards both giving 5k guaranteed. In rear situations people are denied so if you have a bankruptcy not yet discharge or child support reflecting late on your file clear that off your credit file first and have ID just encase they ask. If you need assistance with credit repair RICHCREDIT CLUB can help you.

Both will run you about $200 each, there is no need to spend any more than that. That is the minimum requirements to receive the full 5k from each company. Both require a $100 signup fee and you must spend $100 with their online store to qualify and get the positive payment history. Both report to all three major credit bureaus. 

>>> MJC <<<   >>> NCD <<<

 

How about that, If you follow the steps above you will build a positive profile and you did not have to purchase expensive authorized users that fall off in 60 days and did i mention that you did it for under $500 bucks. Now you know why we advise to do your secure cards first, use your secure cards to buy your retail tradelines, result is, you built your credit on a budget and if you can’t afford to pay up your secure cards by the payment date that's fine, "Hey it happens" pay back the minimum over the next 6 months, your scores bounce back, and now you’re ready for funding.

We hope this tip worked out for you. If you like what you read feel free to leave us a like, please share, comment, and subscribe so you don't miss any new juicy credit game we will share.

Reduce your Credit Balance and pay bills with this method

Wont to learn how to reduce your credit card balance and still pay your bills on time every month. 

This is a must watch.

Build Credit for $1

Dose your credit need a boost, but your all out of juice, try this one on for size. All you need to build credit is to show positive payment history. So save your money for those larger tradelines when you need it. Build Your foundation as cost effective as possible. In the credit world you could spend less than $500 bucks for Five good primary accounts, once seasoned, you can expect to secure 25k easily. 

Get started with Building Credit for $1. 

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